Where else am I supposed to keep my moths?
I love how millennial has become the new code for old. Gen X has been skipped again. As always.
It is called redundancy. I can pay with my card, my phone and my watch. The watch was a meaningless purchase though, it contributes little to my life.
If I’m not going far, not driving or not planning on spending much then yes, wallet stays at home.
Otherwise, if I’m driving then I’m taking my driving license with me (you never know), if I’m making a purchase over the contactless limit then I need to take my actual card with me anyway, or if I’m away for a longer period then I might need cards that I don’t have linked to my phone (like my corporate card - like fuck am I putting that in my phone).
And for all that, I’d rather have a wallet instead of just a loose amalgamation of plastic in my pockets.
I get it you can pay with your phone these days. But I also have an ID and a public transportation card which can’t be on my phone. Also I have cash on me. Where to keep that? Every time I pull out my phone or keys money falls out of I keep it loosely in there. I know Gen Z doesn’t have any money, but where do you keep your drivers licence and public transportation card? And insurance card? Where do you keep your drugs then? I have some coke and keta in there as well. Putting it in my pockets and it ends up in the washing machine. And I keep a set of earplugs in there for when I go to a party or concert. Because I would always forget to grab them, I now have them with me all the time.
As a Zoomer with a wallet, no clue where the people without keep anything. I think there’s phone cases. Ive seen peers fold money and put it inside their case against the back of their phone.
Admittedly, I only have a couple of gen Z friends, but they both have the biggest wallets of anyone I know.
Are they named George Costanza?
I 100% tell him that his good friend is morbidly obese.
Yep. Teacher here. They (almost) all have wallets.
My fellow millennials are usually the ones who have their entire lives on their phones or just those little metal card cases.
My gen x in laws have their belongings and money in their phone cases, i’m gen z and i have a slim wallet with money clip (almost never carry money though)
I think the lack of a wallet is seen by me more as an older people trait, especially now
Millennial with a hairband for a wallet here.
Almost like no generation is a monolith.
Get out of here with your nuance.
My wallet isn’t owned by a tech conglomerate that has access and admin privileges to everything inside of it. Also, I just don’t want my phone to be everything, especially my I.D.
License, registration, and proof of insurance
Mind if I see your phone? It’s just hard to read.
OH INTERESTING CONVERSATION YOU HAD WITH “WALGREENS GUY” ABOUT “SANDWICHES” HOW ABOUT YOU STEP OUTTA THE CAR
Is sandwiches drugs
Ha, joke’s on you. I don’t have a car.
My phone’s dead. Guess I’m broke until I find a charger.
Yeah, humans still occasionally acquire important small pieces of paper or plastic that are convenient to stow in some type of small container that can be keep on the person, what a shock.
Let me break out my checkbook in the grocery store line and watch their souls leave their bodies.
Paying with cash is the most private method. I hope it stays.
Some ATMs track the serial numbers of the bills you get. Even then, though, it’s more private than a card. Unless they have video of you shoving the bills into a machine for payment, say at Walmart self-checkout, they really don’t know how many hands the bills passed through before they passed through a reader again. Also, good if you can get a store to break the large bills for you. Then, they only know that you paid for a pack of gum with a 100-dollar bill.
You already can’t in so many places. I thought it was required to accept cash, but apparently that’s only for paying the government.
Cash is required to be accepted to clear a debt.
Cash is not required to be accepted to make a purchase.
Still infuriating. I have actual money but can’t use it? Ugh.
That’s how I understand it. Cash is legal tender and has to be accepted to clear debts, so restaurants where you pay after you eat might not be able to refuse cash (though I don’t think there’s a requirement to provide change), though they can refuse all future business with you.
You mean Friends lied to me!?
that’s dumb. I have a wallet and so does everyone else I know in my age. Im gEn Z. these stupid generational labels make no sense
This is a pretty old meme. I can’t remember the context anymore
Maybe marketing for phone payments
Even if you pay by phone, there is so much other stuff in my Wallet.
From what I can tell in this thread, most people carry wallets outside of generational divides, and the post is BS. There is also a significant number of generational-independent psychopaths who have absolutely unhinged systems like “I just carry lose cards in my pocket because I don’t want to take ten minutes picking out a wallet at the store.”
I strayed into not taking a wallet out with me briefly, then I realised my life shouldn’t rely on Apple or Android (or my (lack of) ability to charge devices).
A guy in front me at the grocery store had to ditch a cart full of items because his phone was dead.
Super embarrassing for them.
Exactly. We should decrease our dependency on these companies, not increase it.
I wouldn’t mind that so much if those payment methods were more universally accepted, but they aren’t.
I use a wallet case so I can put cards in the back of my phone case instead of carrying a wallet.
My state doesn’t accept your license/id to be digital, id also have to walk a few miles before I found the nearest sidewalk, so the idea of going anywhere without a wallet it absurd.
I’ve worked in IT support/Security for too long to have any of my cards just a short nfc tap away from being used/stolen from.
Don’t you need to unlock the phone to activate the NFC chip though?
Yes, but cards can just be read
Kinda. Have you tried using an NFC reader with your phone’s tap to pay? You didn’t get the actual card data. It’s all tokenized now. If I remember the details correctly, the merchant sends a token that they partly generate and add the token data the get from your card and they send that to the payment processor, and it’s only really usable at that point in time. So if I was wandering around with a high powered NFC antenna I’d need to be running a merchant terminal ready to charge them. I can’t harvest the data to sell later or anything like that. So the risk is pretty heavily mitigated.
That being said, I still use a wallet with NFC and RFID blocking
Hmmm, that is good to know! I have an RFID blocking wallet too just in case
Then you’re well aware that it doesn’t work while the card is in a typical wallet.
I was born in 2000, so I count as gen Z, and I genuinely prefer using physical debit card to paying with a phone (except when I need to touch the keyboard on a terminal).
But I’m weird like that and I like physical things, like my wallet with a sewing kit and bottle opener. In other pocket I keep a knife and a small flashlight
And I’m not installing my government app, and especially I’m not installing some shitty gym membership app, when I can have a card in my wallet.
That’s because the brain rot starts around 2005+
If you can, I’d suggest switching to a credit card and just pay it off every month. The general lack of consumer protection on debit cards is frightening. So many companies put minimum effort in protecting your data.
This is how me, the murican, thinks also. but my euro wife thinks it’s bonker to even keep a personal credit card and that having any amount of debt is like the worst position you can be in. ¯(ツ)/¯
Pretty much the same, renting a car while on vacation would be the only scenario I could think of that a credit card would be useful. And yes I live in EU
Having a credit card is even considered a liability when applying for mortgage here
Perhaps its different there, Europe has far better general consumer protection policies. But in the US, generally, if someone gets your debit card info, they can drain your account and the bank won’t do anything. The money is gone.
Im not about to trust a single point of failure with everything. If my phone breaks I want alternative options
Eh, my wallet is a single point of failure. My phone is/can be backed up and recovered if lost, stolen, or broken.
Not to mention, if you lose your phone, you can remotely deactivate it, and it (can) take a pin or biometric to unlock the phone and access the data. Your lost/stolen wallet means anyone who has it has access to all the info in it, and you have to go through the hassle of deactivating cards and getting new cards.
In a better world, phone-based payment and IDs would be far superior. The problem is that the current companies and governments involved in setting that up are a bunch of invasive money-grubbing fuckwads.
It’s OK, Gramps, let’s get you back to bed.
Kids these days with their newfangled ideas!
I have 10€ in my phones battery compartment, because sometimes I leave my wallet at home, or forget it.
And visa has outages sometimes…
I also have money in my phone case, and I always forget about it when needed.
It became a habit for me whenever I am leaving home. Phone and hand kerchief in right pocket, wallet and keys in left pocket. If any item is missing I feel an absolute dread that can’t be ignored. Sometimes dap and iem in right and left pocket when it’s one of those trips.
I feel like a handkerchief indicates way older than millenial
Nah, late twenties. Parents taught me from childhood so that stuck around.
I have always found the idea of a hanky really gross. Do you actually blow your nose in it and then put it back in your pocket?
I use it to wipe other people’s noses, and then clone them into one mega-human when I get home.
Yes, I fold it in a couple times so it stays on the inside
I do that with regular tissue
Spectacles, testicles (optional), wallet and watch. I know this is supposed to be how to cross yourself, but ever since my mother taught it to me I’ve used it as a way to make sure I was carrying everything I was likely to need.
Sometimes I’ll quote it to my wife and she’ll say “oh wait, I forgot my testicles!”
You put your handkerchief in the same pocket as your phone?
First of all, how big are your pockets?
Second of all, doesn’t your phone collect oils from your hand? Do you really want that transferring to your handkerchief in your pocket?
Kerchiefs barely take any space, not sure what size you are thinking of. You change it everyday, just like clothing that picks up the oil.
I guess I was imagining something the size of a cloth dinner napkin, or one of those things bandits cover their faces with. Didn’t realize kerchiefs were smaller.
But my phone seems to attract oil and cling to it. I wipe it down with alcohol every few days but it doesn’t take long to rebuild. Even while keeping my hands clean. I wouldn’t want it in the same pocket as anything I wipe my face with
You usually open up the folded kerchief to wipe your face. Shouldn’t matter if the outside is oily.
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What’s flagging? Is that some hip lingo I’m too old to understand?
You have a phone battery compartment?
Its a fairphone, the battery is user serviceable, pretty much like older phones did it.
Cool I’ve thought about getting one of those when my current one plus gives up.
Which version? The 6 has screws.
4, still has a clip on rear cover. Theres barely enough space to get a 10€ note in between.
I’ve memorized my credit card details for a decade and a half for pretty much this reason. I don’t often forget my wallet, but it has happened. The few times it has, cashiers have been confused but generally managed to make it work when I’ve given them the numbers. (And to be clear, I’m grateful to them for accommodating the situation.)
I’ve never considered physically embodying cash within my phone. I’m super paranoid about leaving it behind ever since I broke my ankle and had to call my wife to save me, so I’m less likely to forget it than I am my wallet. Thanks for the idea!
I used to, but with all the breaches these days my number keeps changing. About every 2-3 at this point.
If visa/mastercard has an outage the edge POS card terminal (nets etc) will cover your payment. This happens automatically after 3 seconds.
So unless there’s a major outage you don’t notice it
Alternativly I could be out of battery, I don’t have my actual card with me without my wallet.
Strangely enough thats exactly why I dont carry a wallet. I carry all the things you’d expect in your wallet, but spread out over all my pockets.
I am far too scatterbrained for that, I would spend half my day searching my pockets
Depending on how much stuff that is, that’s actually insane.
Its all mixed in with like snack wrappers that I havent found a bin for, and a biro that might or might not explode at any moment, and a tangle of wires, and a few receipts, and some vape paraphernalia, and on and on.
Mug me if you like, we’ll be here for hours.
I bet standing behind you in line is a blast.
And you have time to set this up each morning before you leave?
Oh no, just wear the same trousers for a few days, same jacket for a week or two. Empty shit when its time to change and let it accumulate in the meantime.
I dont intend to let it accumulate. Every time I swear im going to keep them tidy this time, but ive been an adult for about 20 years now so I dont see it actually changing any time soon
Yeap. That’s what my Gen X cargo pants are for!
I will lose a wallet and keys, but I won’t lose my phone. It’s that simple. I have a keypad lock on my house and a car which uses a phone key, so I only carry my phone and it’s the most liberating thing ever. A few years back I rented again for a year when I moved to a new city, and the mental stress of needing to carry a key around was so much higher than I remembered it being.
I learned my lesson when my banking app had an error with location detection and wouldn’t let me pay. Luckily I was with someone I could borrow the money from. I now always carry a backup, lol.
Get a card binder. Can even put in a note or two with rarely used cards.
